Investor

Client Requirements & Fees

We are honored to serve as the investment management firm for not-for-profit organizations that seek to make this a better world. Whether a professional association, a church, a school, an organization devoted to charitable pursuits or to good civic deeds, we know how important you are to our economy and to the people that you serve.

We find that we can have the most positive impact on Endowments, Foundations and other organizations with $5 to $50 million dollars investment portfolios. It is our observation that these organizations are underserved and overcharged.

Fees for Investor Solutions services are as follows:

*Accounts are subject to a minimum annual fee of $25,000.

The Process: Our Only Incentive is Your Mission Success

Getting To Know You

Investor Solutions understands that not all investors and investment managers are a good fit for each other. We want all our clients to feel comfortable with our company, advisors, services and investment philosophy prior to engaging us. We will first want to meet or teleconference with the Board leadership and Executive Director/CEO to discuss time horizons and the overall goals and objectives of the organization and how we can help achieve them.

Data Gathering

The Data Gathering stage involves getting to know the details of your current portfolio, assets, retirement dates, children's education, health and more. We do this with a detailed Confidential Questionnaire for the purpose of developing an investment strategy that is tailored to your organization. Documents that we will want to see include recent investment portfolio statements, Articles of Incorporation, Cash Flow Projections and Investment Guidelines and/or Restrictions.

Analysis & Proposal Stage

Once we receive and review your Confidential Questionnaire with all you financial data we will analyze your situation taking into account the current financial state, risk tolerance and financial concerns. We will then present to the Board (or designated individuals) with an overall strategy that we believe will help achieve the organizational goals and long-term objectives.

Strategy Implementation

In the Strategy Implementation we will develop a cost effective strategy to implement the new investment plan and will now send you a proposed investment policy statement, a contract and the necessary account applications and transfer forms.

Account Set Up

All of the organization’s accounts will be open at the custodian of choice under the name of the organization. Investor Solutions does not custody client assets. We are only assigned to your account as the advisor with limited powers to trade and make changes with prior approval.

We will prepare all paperwork necessary to open the accounts. We will keep your organization informed of the process and confirmations of any trades and/or changes will be provided directly from the custodian.

Account Transfers

Depending on the assets held in the current account(s) we will liquidate some or all positions and then move them to the new account(s).

All account transfers will be done taking into consideration expenses and trading costs. The organization will receive confirmations of all account activity including any trades and transfers as they occur.

Account Monitoring

We will track the transfer(s) to ensure accuracy and will begin implementing the new investment plan by purchasing the new funds. The organization’s account will be continuously monitored from this point forward to ensure that it remains on target with the desired asset allocation.

Click here to begin the process now

Account Custody: Maintaining and Protecting Your Organization’s Assets

Investor Solutions is an independent investment advisor. We do not hold assets for our clients. Investor Solutions, Inc. exercises only a limited power of attorney to direct client trades within the client account as per an agreed upon investment policy statement (IPS).

Our client accounts are held at some of the most reputable discount brokerage houses in the country and are titled in the client's name only. Any disbursements from that account may only be made to the client at his/her address of record, or the client's bank account.

Clients receive original copies of each purchase, sale, or disbursement, a monthly statement, and consolidated tax reporting at year end. The custodian provides an electronic link and other back office support to Investor Solutions, Inc., which allows us to direct and monitor client accounts on a daily basis.

We are not employees of the custodian, and receive no compensation from them for placing trades through them. We are free to recommend any discount brokerage house or trust company to provide custody for client accounts. We recommend our custodians based on the best combination of services, cost to our clients and their financial strength. No one ever has to worry about the financial integrity of our custodians.

In addition, assets are insured up to $500,000 in accounts held in each separate account capacity (e.g. operating account or capital account), with a limit of $100,000 for claims of cash balances by the Securities Investor Protection Corporation (SIPC).

Each custodian also provides excess account protection above SIPC limits. Details vary by custodian. (Account protection does not cover fluctuations in the market value of securities)

As part of our agreement our custodians also provide customers of Investor Solutions, Inc., a discount from their published fee schedule

To find out more about our services fill out our request for information form here