Individuals & Trusts

Financial Advisory Services & Asset Liability Management

Client Requirements & Fees

To ensure that we serve all of our clients to the best of our abilities and strive to exceed their expectations, we need to limit the number of new clients that retain us each year. The following is the basic minimum requirements to begin financial advisory services with Investor Solutions:

• Investment assets of $1,000,000 within 6 months.
• Immediate family member of an existing client with a portfolio over $1,000,000.

Fees for Investor Solutions services are as follows:

The Process: Our Only Incentive is Your Success

Getting To Know You

Investor Solutions understands that not all investors and investment managers are a good fit for each other. We want all our clients to feel comfortable with our company, advisors, services and investment philosophy prior to engaging us. In the getting to know you phase, you and one of our advisors will discuss your overall goals and objectives and how we can help you achieve them.

Data Gathering

The Data Gathering stage involves getting to know the details of your current portfolio, assets, retirement dates, children's education, health and more. We do this via a Confidential Questionnaire for the purpose of developing an investment strategy that fits you best.

Proposal Stage

Once we receive and review your Confidential Questionnaire with all your financial information we will present you with an overall strategy that we believe will help you achieve your goals and long-term objectives.

Strategy Implementation

In the Strategy Implementation we will develop a tax and cost effective strategy to implement the new investment plan and will now send you an investment policy statement, a contract and the necessary account applications and transfer forms.

Account Set Up

All your accounts will be open at the custodian of your choice under your name. Investor Solutions does not custody client assets. We are only assigned to your account as the advisor with limited powers to trade and make changes with your prior approval.

We will prepare all paperwork necessary to open your accounts. We will keep you informed of the process and you will receive confirmations of any trades and/or changes directly from your custodian.

Account Transfers

Depending on the assets you held in your account(s) we will either liquidate some or all positions and then move them to your new account(s).

All account transfers will be done taking into consideration tax consequences and trading costs. You will receive confirmations of all account activity including any trades and transfers as they occur.

Account Monitoring

We will track your transfer(s) to ensure accuracy and will begin implementing the new investment plan by purchasing your new funds. Your account will be continuously monitored from this point forward to ensure that it remains on target with the desired asset allocation.

Click here to begin the process now

Account Custody: Maintaining and Protecting Your Assets

Investor Solutions is an independent investment advisor. We do not hold assets for our clients. Investor Solutions, Inc. exercises only a limited power of attorney to direct client trades within the client account as per an agreed upon investment policy statement (IPS).

Our client accounts are held at some of the most reputable discount brokerage houses in the country and are titled in the client's name only. Any disbursements from that account may only be made to the client at his/her address of record, or the client's bank account.

Clients receive original copies of each purchase, sale, or disbursement, a monthly statement, and consolidated tax reporting at year end. The custodian provides an electronic link and other back office support to Investor Solutions, Inc., which allows us to direct and monitor client accounts on a daily basis.

We are not employees of the custodian, and receive no compensation from them for placing trades through them. We are free to recommend any discount brokerage house or trust company to provide custody for client accounts. We recommend our custodians based on the best combination of services, cost to our clients and their financial strength. No one ever has to worry about the financial integrity of our custodians.

In addition assets are insured up to $500,000 in accounts you hold in each separate account capacity (e.g. joint tenant or sole owner), with a limit of $100,000 for claims of cash balances by the Securities Investor Protection Corporation (SIPC).

Each custodian also provides excess account protection above SIPC limits. Details vary by custodian. (Account protection does not cover fluctuations in the market value of securities)

As part of our agreement our custodians also provide customers of Investor Solutions, Inc., a discount from their published fee schedule

To find out more about our services fill out our request for information form here

Let’s Begin: The Strategic Advantage for your Future

To learn more about our asset liabilty management and other services and how we can implement your investment management needs simply click on the online form below. Once you fill out the form, one of our Advisors will contact you at the time you specify on the form.

Information form for Individuals

To expedite the client account process, please fill out our online Client Questionnaire. This will allow your assigned Financial Advisor to begin the analysis of your current position with a view toward your future.

Individual Client Questionnaire

If you would like to speak to a Financial Advisor directly please call us at 800-508-8500.